News Flash


Posted on: September 26, 2023

Supervisor Hall Advocates for Wildfire Insurance Solutions in D.C.


Supervisor Heidi Hall met last week with congressional staff to discuss possible wildfire insurance solutions.  Many Nevada County homeowners have been dropped by insurance providers and have had to get costly fire insurance through the California FAIR plan because no private company will insure them.  Even more alarming, insurance for fire department buildings has doubled or even tripled.

Similar problems are happening across the country due to an increase in extreme weather events related to climate change. Some low-income housing projects nationwide have been stalled because of the high cost of insurance.

“We’re looking for help from anybody and everybody,” Hall said. “There’s no one magic bullet on this.”

Hall would like Congress to hold hearings with experts who could craft solutions. Some ideas are:

  • A federal backstop that could help provide fire insurance when none is available.
  • Insurance providers giving a meaningful discount to homeowners who have done costly work to harden their homes (i.e. removing trees to create a defensible space around the home, installing vents on the home to prevent fire embers from coming in, installing dual-pane windows to prevent them from cracking under heat).
  • Federal regulations to keep non-admitted insurance companies from overcharging and pulling out of the market. Non-admitted insurance companies aren’t required to follow the same state regulations as admitted carriers.
  • Considering reducing insurance requirements from the U.S. Department of Housing and Urban Development (HUD) on low-income housing.

Hall discussed these ideas with staff working for Senators Dianne Feinstein and Alex Padilla of California and Sen. Ron Wyden of Oregon as well as Rep. Maxine Waters of Los Angeles.

Hall stressed that private insurance companies are still needed. “We need to help make the market functional and we need a federal backstop from the market failure.”

Facebook Twitter Email

Other News in Home


Property Taxes Reduced (For Some)

Posted on: October 11, 2023

West Nile Virus Found in Nevada County

Posted on: October 2, 2023
MicrosoftTeams-image (20)

United Way Book Sale Runs Through Oct. 27

Posted on: September 27, 2023

Clerk of the Board to Retire in December

Posted on: September 27, 2023
MicrosoftTeams-image (9)

Why I Ride the Heart of Gold Gravel Race

Posted on: September 13, 2023

Learn About Planned Highway 20 Closure

Posted on: September 8, 2023
Sign stating "coming soon. September 19th 2023"

Public Health Community Baby Shower

Posted on: September 8, 2023

Military in the Community: Jason Besaw

Posted on: September 7, 2023
Man tying a childs shoe

August is Child Support Awareness Month

Posted on: August 11, 2023
Two children with colorful pens write. A backpack stuffed with supplies bursts open.

Annual Backpack Drive Returns

Posted on: June 22, 2023
Portrait of Dr. Cooke

Keep Up Your COVID Defenses

Posted on: June 2, 2023
Medi-cal rules are changing. Make sure your contact information is up to date.

Medi-Cal Coverage Rules Are Changing

Posted on: April 14, 2023
Medi-cal rules are changing. Make sure your contact information is up to date.

Medi-Cal Coverage Rules Are Changing

Posted on: April 14, 2023
Test site closure

COVID-19 Test Site Closures

Posted on: February 24, 2023
Swearing in Ceremony Agenda

Swearing In Ceremony for Elected Officials

Posted on: December 27, 2022